Can you use your KiwiSaver towards the purchase of a Tiny house?

Generally, you will not be eligible to make a first home purchase withdrawal from your KiwiSaver to purchase a tiny home. However, you may withdraw from your KiwiSaver to purchase the land in which you plan to install your tiny home.

Another circumstance where you may be eligible to withdraw your KiwiSaver to purchase a tiny home is if you were gifted a Maori land and you plan to put the fixed tiny home on that land.

The tiny home must be grounded to the land (i.e., no wheels). The tiny home building contract will be requested as part of the first or second-chance home withdrawal application.

We also recommend that you consult with your solicitor or your conveyancing practitioner regarding your eligibility.

You must also meet the same criteria for first home withdrawal as listed on the previous section ‘How do you apply for a first home purchase withdrawal?’