1. Generate Managed Funds Fees

Generate Managed Funds fees

What are the fees?

You will be charged fees for investing in the Generate Unit Trust Scheme (Generate Managed Funds). Fees are deducted from your investment and will reduce your returns. If Generate invests in other funds, those funds may also charge fees. Small differences in these fees can have a big impact on your investment over the long-term. The fees you pay will be charged in two ways:

Regular charges

E.g. annual fund charges

One-off fees

Currently none

Always compare returns after fees, not just fees

Fees can be a hot topic among providers, but at the end of the day, what usually matters most to investors is the long-term return on their investment. That's why we recommend comparing net returns after fees. A comparison of just fees will only tell part of the story.

For example, Fund A has a 1% fee while Fund B has a 2% fee. If you were only comparing fees, Fund A looks like a good option. But when you consider the returns, the story changes. Fund B has a total return of 8% less the 2% fee, giving a net return of 6% - which is higher than Fund A, despite the fees.

Net returns of

5% p.a.

Fees of 1% p.a.

Fund A

Net returns of

6% p.a.

Fees of 2% p.a.

Fund B

Summary of fund charges



Estimated annual fund charge

Show fee breakdown



Estimated annual fund charge

Show fee breakdown

Focused Growth


Estimated annual fund charge

Show fee breakdown

Australasian Fund


Estimated annual fund charge

Show fee breakdown

Thematic Fund


Estimated annual fund charge

Show fee breakdown

How do the fees apply to me?


Hannah’s initial investment in Generate Focused Growth Managed Fund

Hannah is charged management fees, which work out to about $141 (1.41% of $10,000). These fees might be more or less if her account balance has increased or decreased over the year.

Fund charge (1.41% of $10,000)


Estimated total fees for the first year


Base fund management fee

Other administration fees and expenses (included within the fund management fee)

Third party underlying fund fees

Advice Charge

Fees are exclusive of GST where applicable

We can charge other fees on an individual basis for investor-specific decisions or actions, such as entry or exit fees. However, no such fees are currently charged.

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