Frequently Asked Questions

A KiwiSaver savings suspension lets you pause your employee contributions for up to one year.

While on a savings suspension:

• You don’t have to contribute, but

• You won’t receive employer or Government contributions.

• You can still get the Government contribution if you make voluntary payments yourself.

Who can apply

You can apply to Inland Revenue (IRD) if:

• It’s been 12 months or more since your first KiwiSaver contribution, or

• You’re facing financial hardship (and IRD has received at least one contribution from you).

Duration

• Usually lasts 3 months to 1 year.

• For hardship, it’s typically 3 months, unless IRD approves a longer period.

• IRD will notify you before it ends, and you can reapply if needed.

• You can restart contributions anytime by asking your employer to resume deductions.

Apply now

Login to your myIR to apply or visit IRD website for more information.