KiwiSaver advice, your way

Whether you’d like to sit down with one of our expert advisers or use our easy online tool, Generate makes it simple to get the right KiwiSaver advice for your goals.

Book a Free Session with an Adviser

Try the Digital Advice Tool

Why Advice Matters

Many New Zealanders aren’t sure if they’re in the right KiwiSaver fund
The right contribution rate and fund choice can make a big difference to your retirement balance
Generate gives you two simple pathways to get KiwiSaver advice - adviser-led or digital - both designed to help you make confident, informed decisions

Why Generate?

Great performance: Our funds have consistently delivered strong long-term results for members
Trusted provider: Helping thousands of New Zealanders grow their KiwiSaver
FMA licensed: Both our advisers and our digital tool meet regulatory standards
Personalised: Advice tailored to you, whether through a person or technology
Simple: Clear, jargon-free explanations and easy next steps

Personal Advice with an Adviser

Licensed advisers who guide you through your KiwiSaver decisions
We’ll discuss your goals, risk comfort, and contribution options
You’ll leave with a personalised recommendation - and support to take action
Available face-to-face, over the phone, or online

Generate Adviser

Stephanie Whittaker

Adviser highlight

"I'm a strong advocate for sharing knowledge to educate and empower people, enabling them and their whānau to make informed decisions with smart, personalised KiwiSaver advice.”

-Stephanie Whittaker

Digital Advice Tool

Answer a few quick questions and get a fund recommendation in minutes
Choose your fund directly if you’re confident, or be guided step by step through our risk profile questionnaire
Seamless next steps: join Generate, switch funds, or save and return later

What people are saying

Very informative meeting, with a personable approach and great depth of knowledge of the service on offer. No questions were left unanswered.
Generate member
I'd thoroughly recommend Generate to anyone wanting the best return from their Kiwisaver funds or even a simple investment portfolio. I have every confidence my funds are safe with them
Generate member
Excellent investment choice with fantastic returns. Highly recommended as a Kiwisaver option. Switch now and you won’t be disappointed
Generate member
Amazing company, very happy with the service, and the returns have been phenomenal!
Generate member

The right KiwiSaver advice, the way you want it.

Meet our

Investment team

Our expert Investment team are 'active' managers, which means they don't just follow the markets - they aim to beat them. And they're pretty good at it too - they have a proven track record of delivering strong long-term returns for our members and have accumulated a variety of awards and industry recognition for their remarkable success.