Frequently Asked Questions

• Your funds are kept safe and well-protected. All money you invest through Generate is held by an independent custodian, Public Trust. This means Generate never directly holds your money – it is kept separate and secure on your behalf.

How your money is protected

• Independent Custodian (Public Trust)

Public Trust is a government-owned organisation with a long history of protecting New Zealanders’ assets. They hold your investments securely and ensure they can only ever be used for your benefit.

• Regulatory Oversight

Generate is licensed and regulated by the Financial Markets Authority (FMA). We must follow strict rules designed to protect investors and regularly report on how funds are managed.

• Separation of Assets

Your money is kept completely separate from Generate’s company finances. Even if something happened to Generate, your investments would remain safe with Public Trust.

• Audits and Monitoring

Our funds are independently audited and monitored to ensure everything is managed responsibly and securely.

Your money is kept safe, separate, and protected, with strong oversight to give you peace of mind.