Generate among top performing KiwiSaver funds for results to September 2025 + another award win!

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Generate has once again ranked among New Zealand’s top-performing KiwiSaver funds, delivering another strong quarter of results for our members. According to the Morningstar KiwiSaver Survey to 30 September 2025, all three of Generate’s original KiwiSaver funds achieved top-three rankings for 10-year returns, reinforcing our long-term performance and commitment to helping Kiwis grow their retirement savings.


  • The Generate Moderate Fund ranked 1st out of 13 funds for 10-year returns to 30 September 2025 – with a 6% annualised return. It’s ranked first in this category every quarter it's been eligible since June 2023.
  • The Generate Focused Growth Fund ranked 2nd out of 8 funds for 10-year returns, to 30 September 2025 – with a 10.2% annualised return. It’s held one of the top three spots on the podium for 10-year returns every quarter since June 2023.
  • The Generate Growth Fund ranked 3rd out of 14 funds for 10-year returns to 30 September 2025 – with a 9.3% annualised return. It’s been in the top three for 10-year returns every quarter it's been eligible since June 2023.



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These consistently high rankings underscore our focus on delivering strong, long-term outcomes for members. As more New Zealanders look closely at performance and value in their KiwiSaver choices, our track record continues to stand out.


Alongside strong investment results, we remain dedicated to providing an exceptional member experience and access to quality financial advice, with a string of awards to back this up.


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Our most recent accolade is a silver award for Specialist KiwiSaver Provider in the 2026 Reader's Digest Quality Service Awards. These awards recognise companies that have gone above and beyond their customer service expectations. The results are based on an independent market research survey of a representative sample of 1420 New Zealand adults.


As one survey respondent put it: “[Generate] came highly recommended by my financial advisor and I am happy with their service and the performance of my investments.”


Generate has also won the Consumer NZ People’s Choice Award for KiwiSaver four years in a row and won a Reader’s Digest Trusted Brand award for the past three years.

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