Why Generate?

With so many KiwiSaver schemes why Generate? Good question

Strong Performance and value for money
In the latest Morningstar KiwiSaver Survey to June 2021 all three Generate funds ranked either 2nd or 5th in their respective categories for three year performance. The Focused Growth Fund has also ranked 1st, 2nd or 3rd for five year returns since June 2018. The rankings are based on net returns after fees (but before taxes and excluding the $36 member fee per annum)*.

Awarded Gold Rating every year 2016 to 2021 by SuperRatings
In its unique value for money assessment SuperRatings awarded Generate a Gold Rating for 2016, 2017, 2018, 2019, 2020 and 2021^.

We are KiwiSaver specialists...
Our focus is on your retirement savings. New Zealand owned and operated, Generate’s investment decisions are overseen by an investment committee which is made up of experienced investment professionals. You, as members, are the most important part of the Generate KiwiSaver Scheme. Our goal is simply to help you grow your savings and achieve the lifestyle you want in retirement.

...with proven underlying fund managers
We have identified high calibre underlying funds. We generally invest in funds that have substantial funds under management and are run by well-resourced teams of investment managers and research analysts located around the world. Importantly, some of our underlying funds seek positive returns from rising and falling asset prices. After all, the Global Financial Crisis was a timely reminder that asset prices don’t always go up in value. All investments have different levels of risk (see the OMI for more details).

...and actively monitor investments.
In order to generate the returns you deserve, we carry out extensive research on all prospective investments. We then actively monitor the performance of our selected investments to ensure they meet our high standards. When we think an investment is no longer likely to live up to our expectations we will replace it with one we believe can.

We want Kiwis to get advice on their KiwiSaver accounts
We're proud to say that over 94% of Generate KiwiSaver Members have joined through talking to a financial adviser. Further, in our new member survey, 98% of respondents rate us 4 or 5 out of 5 when asked: “Can you rate the experience out of 5– with 1 being not very informative or helpful and 5 being really valuable information and a good use of my time”^^.

Many people are switching on to the benefits of Generate

Over the last three years the Generate KiwiSaver Scheme has become the KiwiSaver Scheme of choice for a growing number of kiwis and is now the 9th largest provider by funds under management*. We now have over 100,000 members who are enjoying the benefits of Generate.

Keep you up-to-date with easy to understand information...
When you join you can access daily fund prices on our website and keep up-to-date with regular ‘plain English’ email newsletters, annual reports and audited financial statements. You can also login to our website to always view the full details of your investments, including how much you have saved and transaction information.

...and enjoy peace of mind knowing your savings are held by Public Trust
Public Trust is New Zealand's most enduring trustee organisation. It’s the only Crown-entity that acts as a trustee serving the corporate and business market in New Zealand. It provides corporate trustee services to some of the best known names in the finance and investment industry (both locally and internationally). Public Trust’s role is important, as it is the supervisor of your investment in the Scheme. As the Trustee, Public Trust has full oversight of your investment. Public Trust does not guarantee the performance of the Scheme or any of the Funds.

*Morningstar KiwiSaver Survey Report June Quarter 2021. Past performance is not a reliable indicator of future performance. Returns since inception should be assessed. Net returns shown by Morningstar do not take into consideration the $36p.a. member fee. For further information click here

^SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.

^^Generate New Member Survey year to 30/09/20.