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Sam Goldwater

Sam Goldwater

Generate #1 performance in two categories for 2017

Posted in Kiwisaver, Retirement, Savings on

The latest KiwiSaver survey for calendar year 2017 shows the following fantastic results for the Generate Funds: * The Generate Focused Growth Fund's return was 1st for calendar year 2017 in the KiwiSaver Aggressive category with an after-fee return of 23.9%. * The Generate Growth Fund's return was 1st for calendar year 2017 in the KiwiSaver Growth category with an after-fee return of 19.1%.

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Henry Tongue

Henry Tongue

Number 1 Performing Diversified Growth Fund in 2017!

Posted in Kiwisaver on

We are very excited to announce that Generate had the number 1 performing KiwiSaver fund in 2017 out of 34 diversified growth funds as per the FundSource Performance Tables!

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Sam Goldwater

Sam Goldwater

Generate Focused Growth 2nd for 3 year performance

Posted in Kiwisaver on

The recently released FundSource Performance Tables show the following fantastic results for the Generate Funds to the end of October 2017: Generate Focused Growth Fund 2nd out of 30 growth funds for 3 year performance with 12.26% p.a. Generate Growth Fund 9th out of 30 growth funds for 3 year performance with 11.09% p.a. Generate Conservative Fund 3rd out of 30 defensive funds for 3 year performance with 6.74% p.a.

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Nicola Hines

Nicola Hines

KiwiSaver default funds told to lift game

Posted in Kiwisaver on

Thousands KiwiSavers may be missing out on potential earnings because providers are not doing enough to help them invest in the right fund, the FMA says. The Financial Markets Authority (FMA) annual report has ticked off providers of default conservative funds for not doing more to educate their members, and helping them to decide if they are in the best fund.

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Sam Goldwater

Sam Goldwater

Generate Focused Growth 1st for 3 year performance

Posted in Kiwisaver, Savings on

The recently released FundSource Performance Tables show the Generate Focused Growth Fund 1st out of 29 growth funds for 3 year performance!

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Weini Winslow

Weini Winslow

Janine Starks: A million-dollar reason to change funds

Posted in Kiwisaver, Retirement, Savings on

I'd do anything for love. Would you? Then get your kids out of KiwiSaver default funds. You've guided them into signing up. Tick. You've got them putting in the maximum they can afford. Tick. But you've got no idea what sort of fund they should be in. Two out of three aint bad? Well it might be okay if you're Meatloaf, but it falls short when it comes to investment. A million dollars short for some.

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Get your free Government money

Posted in Kiwisaver, Savings on

Would you like free money? How about $500, and you barely have to do a thing? This time of year is all about tax. Just the word is enough to give some people the shudders, but resist the urge. Think instead of the free money going begging, and how easy it can be to get hold of your slice of the pie.

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Ryan Edwards

Ryan Edwards

Get Sorted: Why KiwiSaver balances go up... and down

Posted in Kiwisaver, Savings on

Quick question: what's the difference between a savings account and a KiwiSaver account? Short answer: when you put money in, the first always goes up, but the other goes up and down. That's no small thing. And while we personal finance folks like to go on about the magic of compounding for both saving and investment, sometimes we'd be better off pointing out how different the two are. The one caveat to saying that a savings account always goes up is inflation. Savings can actually roll backwards as well, when you bring inflation into the picture. You're adding money, but its real value and how much it can buy gradually becomes less and less. This is why we need investing.

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Sam Gapes

Sam Gapes

Poor choices making KiwiSavers worse off

Posted in Kiwisaver on

The latest KiwiSaver fund updates show that scheme members are probably leaving hundreds of thousands of dollars on the table because of their conservative approach to investing. New Zealanders scour the web looking for the cheapest clothes, airline tickets, hotels and electricity deals but this low-cost approach may backfire when it comes to KiwiSaver because the lowest-fee funds have generally delivered the lowest returns in recent years. This low-fee strategy could be costing investors $100,000 or more on retirement.

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Want to have a comfortable retirement? Here's how

Posted in Kiwisaver, Retirement, Savings on

Retirement - whether it's at 65, 67 or some other age entirely - probably seems a long way off. But if you can get on track now, your future self will thank you for it. Here's how to get sorted for retirement in five easy(ish) steps.

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