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The big changes coming to KiwiSaver
Posted in Kiwisaver, Retirement, Savings on
Retirement savings scheme KiwiSaver is to undergo a raft of changes next year if they get the thumbs up from politicians.
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Low KiwiSaver fees no guarantee for biggest returns
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Choosing the cheapest KiwiSaver fund will not guarantee you get the most in your pocket, research suggests.
View moreGenerate #1 KiwiSaver Fund in two categories at 31 May 2018
Posted in Kiwisaver, Retirement, Savings on
The latest KiwiSaver performance tables show fantastic results for the Generate Funds.
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Get Sorted: Financial feminism can close the gender wealth gap
Posted in Kiwisaver, Retirement, Savings on
View life as a race, and you're bound to feel left behind. There are always others who started earlier, started ahead, are natural runners, had longer legs, had better shoes – whatever the reason. "Getting ahead" financially, though, is not about getting ahead of someone else. That's not the point. It's about getting to a better future position from wherever we're at right now – making the most of our money situations through the best possible decisions.
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Five KiwiSaver mistakes to avoid
Posted in Kiwisaver, Retirement, Savings on
One of the five mistakes is choosing a provider before an investment option. Liz Koh: "There is nothing wrong with paying higher fees if the provider delivers consistently higher net returns after fees."
View moreGenerate Focused Growth fund is the #1 performing for the financial year ended 31 March 2018.
Posted in Kiwisaver, Retirement, Savings on
Generate Focused Growth fund is the #1 performing and therefore best value for money KiwiSaver Diversified Growth Fund for the financial year ended 31 March 2018. Returning 14.85% for the year after fees! Disclaimer: Past performance is not a reliable indicator of future performance. Returns are after fees and before taxes and administration fees. Results are from the FundSource website for KiwiSaver Diversified Growth Funds.
View moreMany KiwiSavers want to use it for a house, not a nest egg
Posted in Kiwisaver on
Most young KiwiSaver members are planning to use the savings scheme to get into a first house, not provide for their retirements. But many lack basic information about their investments.
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2018 Roadshow Presentation
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Active v Passive? Platinum International Fund has returned 13% p.a. since inception which is close to double what global markets have offered over that 23 year time period. They are one of Generate's underlying fund managers and here is a great presentation from them.
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Should teens learn essential life skills at school?
Posted in Kiwisaver, Retirement, Savings on
English, Biology Statistics and everything in between are still obviously essential school subjects. But Erin Reilly thinks a Life class is essential too – one that should be compulsory. In this class, students could learn how to be safe (and kind) on the internet, including how to identify fake news and read critically. It would dive right into money management; not simply budgeting, but making money work for them including spending well, saving, investing, giving, Kiwisaver and retirement, buying a house.
View moreNew Zealand has one of least generous pensions: OECD report
Posted in Kiwisaver, Retirement, Savings on
Retirees in the Netherlands receive more than 100 per cent of their country's average working wage but Kiwi superannuitants get just 43 per cent - ranking it 6th worst equal with Australia. But it could be worse.
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