[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"article\u002Fgenerate-has-updated-the-documentation-for-its-funds":3},{"fullWidthTemplates":4,"headers":567,"footers":761},[5],{"url":6,"name":7,"hideBreadcrumbs":8,"pageMetadata":9,"excludeSitemap":12,"contentSections":13,"footerDisclaimers":520,"theme":8,"invertBreadcrumbsColour":8,"breadcrumbParent":8,"id":566,"adminTitle":7,"showChatbot":8},"article\u002Fgenerate-has-updated-the-documentation-for-its-funds","Generate has updated the documentation for its funds",null,{"name":10,"property":8,"image":8,"content":11,"description":8},"Generate fund document updates 2026 | KiwiSaver & Managed Funds","See the latest updates to Generate KiwiSaver Scheme and Managed Funds documents, including investment mix changes, updated risk indicators and lower Managed Fund charges.",false,[14],{"__typename":15,"id":16,"name":7,"headingText":7,"subheadingText":8,"thumbnail":17,"articleCategories":24,"author":31,"date":32,"articleContent":33},"Article","cmuucctvpayp3071hagbvp121",{"url":18,"altText":19,"size":20,"fileName":21,"title":22,"mimeType":23,"imageQuality":8},"https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002Fcmuuc09ptadse071h0kc8d3as","A magnifying glass over a document to represent the latest updates to Generate KiwiSaver Scheme and Managed Funds documents, including investment mix changes, updated risk indicators and lower Managed Fund charges.",614293,"New docs.png","Generate documentation change 1-10-2026","image\u002Fpng",[25,30],{"name":26,"headingText":27,"template":28},"Article Category - KiwiSaver news","KiwiSaver news",{"url":29},"news-and-guides\u002Fkiwisaver",{},[],"2026-10-02",{"raw":34,"references":519},{"children":35},[36,41,45,49,52,56,59,64,67,71,74,78,81,85,88,92,95,99,102,106,109,113,116,120,123,158,161,165,168,172,175,179,182,186,189,192,375,378,382,385,389,392,396,399,431,434,438,441,445,448,452,477,480,484,506,509,513,516],{"type":37,"children":38},"paragraph",[39],{"text":40},"Generate has recently updated some of the offer documents for the Generate KiwiSaver Scheme and Generate Unit Trust Scheme (Managed Funds).",{"type":37,"children":42},[43],{"text":44},"",{"type":37,"children":46},[47],{"text":48},"These updates include changes to the investment mix of some funds, updated risk indicators and lower annual fund charges across our Managed Funds, along with a number of other updates to ensure our documents reflect how our funds operate today.",{"type":37,"children":50},[51],{"text":44},{"type":37,"children":53},[54],{"text":55},"Here’s a summary of what’s changed.",{"type":37,"children":57},[58],{"text":44},{"type":60,"children":61},"heading-three",[62],{"text":63},"Changes to how some of our funds are invested",{"type":37,"children":65},[66],{"text":44},{"type":37,"children":68},[69],{"text":70},"We’ve updated the target investment mix for some of our KiwiSaver and Managed Funds following approval from our Investment Committee.",{"type":37,"children":72},[73],{"text":44},{"type":37,"children":75},[76],{"text":77},"The changes include increasing the allocation to international equities and reducing the allocation to Australasian equities in certain funds.",{"type":37,"children":79},[80],{"text":44},{"type":37,"children":82},[83],{"text":84},"Notably our Focused Growth KiwiSaver Fund and Focused Growth Managed Fund will also increase their target allocation to growth assets from 95% to 98%, with a corresponding reduction in cash.",{"type":37,"children":86},[87],{"text":44},{"type":37,"children":89},[90],{"text":91},"These changes reflect how our investment team believes the funds should be positioned to meet their long-term investment objectives.",{"type":37,"children":93},[94],{"text":44},{"type":37,"children":96},[97],{"text":98},"We have also updated the name of the Australasian equities benchmark in our documentation to the S&P\u002FNZX 50 Gross Index. This is a change to the name only and does not change the benchmark we use.",{"type":37,"children":100},[101],{"text":44},{"type":60,"children":103},[104],{"text":105},"Updated risk indicators",{"type":37,"children":107},[108],{"text":44},{"type":37,"children":110},[111],{"text":112},"Risk indicators can change over time based on how much a fund’s returns have moved up and down over the relevant period.",{"type":37,"children":114},[115],{"text":44},{"type":37,"children":117},[118],{"text":119},"The following risk indicators have been updated:",{"type":37,"children":121},[122],{"text":44},{"type":124,"children":125},"bulleted-list",[126,134,140,146,152],{"type":127,"children":128},"list-item",[129],{"type":130,"children":131},"list-item-child",[132],{"text":133},"KiwiSaver Moderate Fund: 3 to 4",{"type":127,"children":135},[136],{"type":130,"children":137},[138],{"text":139},"KiwiSaver Australasian Fund: 5 to 4",{"type":127,"children":141},[142],{"type":130,"children":143},[144],{"text":145},"Australasian Managed Fund: 5 to 4",{"type":127,"children":147},[148],{"type":130,"children":149},[150],{"text":151},"Stepping Stones 61 to 64: 3 to 4",{"type":127,"children":153},[154],{"type":130,"children":155},[156],{"text":157},"Stepping Stones Growth 61 to 75: 3 to 4",{"type":37,"children":159},[160],{"text":44},{"type":37,"children":162},[163],{"text":164},"A higher risk indicator means a fund has experienced greater ups and downs in returns over the period used to calculate the indicator. It does not mean we expect the fund to perform better or worse in the future.",{"type":37,"children":166},[167],{"text":44},{"type":60,"children":169},[170],{"text":171},"Lower annual fund charges for our Managed Funds",{"type":37,"children":173},[174],{"text":44},{"type":37,"children":176},[177],{"text":178},"We’ve made some changes to the fees associated with our Managed Funds, including removing GST from the base management fee and reflecting small changes to underlying third party fees.",{"type":37,"children":180},[181],{"text":44},{"type":37,"children":183},[184],{"text":185},"Together, these changes mean annual fund charges have decreased across our Managed Funds.",{"type":37,"children":187},[188],{"text":44},{"type":37,"children":190},[191],{"text":44},{"type":193,"children":194},"table",[195],{"type":196,"children":197},"table_body",[198,221,240,260,280,300,319,339,357],{"type":199,"children":200},"table_row",[201,209,215],{"type":202,"children":203},"table_cell",[204],{"type":37,"children":205},[206],{"bold":207,"text":208},true,"Generate Managed Funds",{"type":202,"children":210},[211],{"type":37,"children":212},[213],{"bold":207,"text":214},"Previous estimated annual fund charge",{"type":202,"children":216},[217],{"type":37,"children":218},[219],{"bold":207,"text":220},"New estimated annual fund charge",{"type":199,"children":222},[223,229,235],{"type":202,"children":224},[225],{"type":37,"children":226},[227],{"text":228},"CashPlus Managed Fund",{"type":202,"children":230},[231],{"type":37,"children":232},[233],{"text":234},"0.46%",{"type":202,"children":236},[237],{"type":37,"children":238},[239],{"text":234},{"type":199,"children":241},[242,248,254],{"type":202,"children":243},[244],{"type":37,"children":245},[246],{"text":247},"Fixed Interest Managed Fund",{"type":202,"children":249},[250],{"type":37,"children":251},[252],{"text":253},"0.83%",{"type":202,"children":255},[256],{"type":37,"children":257},[258],{"text":259},"0.82%",{"type":199,"children":261},[262,268,274],{"type":202,"children":263},[264],{"type":37,"children":265},[266],{"text":267},"Conservative Managed Fund",{"type":202,"children":269},[270],{"type":37,"children":271},[272],{"text":273},"1.15%",{"type":202,"children":275},[276],{"type":37,"children":277},[278],{"text":279},"1.13%",{"type":199,"children":281},[282,288,294],{"type":202,"children":283},[284],{"type":37,"children":285},[286],{"text":287},"Balanced Managed Fund",{"type":202,"children":289},[290],{"type":37,"children":291},[292],{"text":293},"1.29%",{"type":202,"children":295},[296],{"type":37,"children":297},[298],{"text":299},"1.26%",{"type":199,"children":301},[302,308,314],{"type":202,"children":303},[304],{"type":37,"children":305},[306],{"text":307},"Focused Growth Managed Fund",{"type":202,"children":309},[310],{"type":37,"children":311},[312],{"text":313},"1.31%",{"type":202,"children":315},[316],{"type":37,"children":317},[318],{"text":293},{"type":199,"children":320},[321,327,333],{"type":202,"children":322},[323],{"type":37,"children":324},[325],{"text":326},"Thematic Managed Fund",{"type":202,"children":328},[329],{"type":37,"children":330},[331],{"text":332},"1.25%",{"type":202,"children":334},[335],{"type":37,"children":336},[337],{"text":338},"1.23%",{"type":199,"children":340},[341,347,352],{"type":202,"children":342},[343],{"type":37,"children":344},[345],{"text":346},"Australasian Managed Fund",{"type":202,"children":348},[349],{"type":37,"children":350},[351],{"text":332},{"type":202,"children":353},[354],{"type":37,"children":355},[356],{"text":338},{"type":199,"children":358},[359,365,370],{"type":202,"children":360},[361],{"type":37,"children":362},[363],{"text":364},"Global Managed Fund",{"type":202,"children":366},[367],{"type":37,"children":368},[369],{"text":332},{"type":202,"children":371},[372],{"type":37,"children":373},[374],{"text":338},{"type":37,"children":376},[377],{"text":44},{"type":37,"children":379},[380],{"text":381},"While a number of the underlying fund base fees within our KiwiSaver scheme fees have also decreased, there is no change to the estimated annual KiwiSaver fund fees when rounded to two decimal places.",{"type":37,"children":383},[384],{"text":44},{"type":60,"children":386},[387],{"text":388},"Other updates to our documents",{"type":37,"children":390},[391],{"text":44},{"type":37,"children":393},[394],{"text":395},"We’ve also made a number of smaller updates to make sure our documents are accurate, consistent and up to date. These include:",{"type":37,"children":397},[398],{"text":44},{"type":124,"children":400},[401,407,413,419,425],{"type":127,"children":402},[403],{"type":130,"children":404},[405],{"text":406},"Aligning fund objectives and minimum investment timeframes where there were differences between documents.",{"type":127,"children":408},[409],{"type":130,"children":410},[411],{"text":412},"Updating information about the Government’s KiwiSaver contribution changes now that these have come into effect.",{"type":127,"children":414},[415],{"type":130,"children":416},[417],{"text":418},"Changing the term “administration fee” to “membership fee” in our Product Disclosure Statement and Other Material Information, and making it clearer that this fee is charged in addition to percentage based annual fund charges.",{"type":127,"children":420},[421],{"type":130,"children":422},[423],{"text":424},"Adding further information about how unlisted private assets are valued.",{"type":127,"children":426},[427],{"type":130,"children":428},[429],{"text":430},"Increasing the period for which certified identity documents can be accepted from three months to 12 months.",{"type":37,"children":432},[433],{"text":44},{"type":60,"children":435},[436],{"text":437},"Where can I find the updated documents?",{"type":37,"children":439},[440],{"text":44},{"type":37,"children":442},[443],{"text":444},"You can find the latest versions of our Product Disclosure Statements, Statements of Investment Policy and Objectives, and Other Material Information documents here:",{"type":37,"children":446},[447],{"text":44},{"type":37,"children":449},[450],{"bold":207,"text":451},"KiwiSaver",{"type":37,"children":453},[454,455,462,463,469,471,476],{"text":44},{"href":456,"type":457,"title":458,"children":459,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fkiwisaver-pds","link","KiwiSaver Product Disclosure Statement",[460],{"text":461},"Product Disclosure Statement\n",{"text":44},{"href":464,"type":457,"title":465,"children":466,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fsipo","⁠Statements of Investment Policy and Objectives",[467],{"text":468},"⁠Statement of Investment Policy and Objectives\n",{"text":470},"⁠",{"href":472,"type":457,"title":473,"children":474,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fomi","Other Material Information",[475],{"text":473},{"text":44},{"type":37,"children":478},[479],{"text":44},{"type":37,"children":481},[482],{"bold":207,"text":483},"Managed Funds",{"type":37,"children":485},[486,487,492,493,498,499,505],{"text":44},{"href":488,"type":457,"title":489,"children":490,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fmanaged-funds-pds","Managed Funds Product Disclosure Statement",[491],{"text":461},{"text":44},{"href":494,"type":457,"title":495,"children":496,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fmf-sipo","MF ⁠Statements of Investment Policy and Objectives",[497],{"text":468},{"text":44},{"href":500,"type":457,"title":501,"children":502,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Ffile\u002Fdoc\u002Fmf-omi","MF ⁠Other Material Information",[503],{"text":504},"⁠Other Material Information",{"text":44},{"type":37,"children":507},[508],{"text":44},{"type":37,"children":510},[511],{"text":512},"If you have any questions about what these changes mean for your investment, please get in touch with our team.",{"type":37,"children":514},[515],{"text":44},{"type":37,"children":517},[518],{"text":44},[],[521],{"symbol":8,"disclaimerTheme":8,"disclaimer":522},{"raw":523},{"children":524},[525],{"type":37,"children":526},[527,529,534,536,538,543,545,550,552,557,559,564],{"text":528,"italic":207},"No part of this article is intended as financial advice; it is intended as general information only. To see our Financial Advice Provider Disclosure Statement, please see ",{"href":530,"type":457,"children":531,"openInNewTab":207},"\u002Ffile\u002Fdoc\u002Fgenerate-fap-disclosure-statement",[532],{"text":533,"italic":207},"Generate FAP Disclosure Statement",{"text":535},". ",{"text":537,"italic":207},"For more information see the ",{"href":539,"type":457,"title":540,"children":541,"openInNewTab":207},"\u002Ffile\u002Fdoc\u002Fkiwisaver-pds","Generate KiwiSaver Scheme Product Disclosure Statement",[542],{"text":540,"italic":207},{"text":544,"italic":207}," or the  ",{"href":546,"type":457,"children":547,"openInNewTab":12},"\u002Ffile\u002Fdoc\u002Fmanaged-funds-pds\u002F",[548],{"text":549,"italic":207},"Generate Unit Trust Scheme (Managed Funds) Product Disclosure Statement",{"text":551,"italic":207}," or the fund updates for ",{"href":553,"type":457,"title":554,"children":555,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Fkiwisaver\u002Ffund-updates\u002F","Fund updates for Generate KiwiSaver Scheme",[556],{"text":451,"italic":207},{"text":558,"italic":207}," and for ",{"href":560,"type":457,"title":561,"children":562,"openInNewTab":207},"https:\u002F\u002Fwww.generatewealth.co.nz\u002Fmanaged-funds\u002Ffund-updates\u002F","Fund Updates for Generate Managed Funds",[563],{"text":483,"italic":207},{"text":565,"italic":207},". The issuer of both schemes is Generate Investment Management Limited. Past performance is not indicative of future performance.","cmuucm18mgg43072wyz9sbcqc",[568],{"internalName":569,"logo":570,"navigationItems":577,"headerButtons":750,"memberLoginUrl":758,"adviserLoginUrl":759,"joinGenerateKiwiSaverUrl":760,"joinGenerateManagedFundsUrl":676,"announcementBar":8,"searchUrl":8},"Level 0 - Global Header",{"url":571,"altText":572,"size":573,"fileName":574,"title":575,"mimeType":576,"imageQuality":8},"https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002Fc3DCsRYBQFyZRTm4CmX0","White version of Generate logo",15503,"white_no tagline.svg","Generate logo white","image\u002Fsvg+xml",[578,606,669,706,735,745],{"id":579,"title":580,"url":581,"icon":8,"childItems":582,"isMainPage":8},"clemb8tee1chw0b2wwcfit8yy","Why Generate","why-generate",[583,586,591,596,601],{"id":584,"title":580,"url":581,"icon":8,"childItems":585,"isMainPage":207},"clg1lwn2g3uj10a2x3l57hgfq",[],{"id":587,"title":588,"url":589,"icon":8,"childItems":590,"isMainPage":8},"cmcv4qu55xzw5072qpprju33z","How we invest","how-we-invest",[],{"id":592,"title":593,"url":594,"icon":8,"childItems":595,"isMainPage":8},"clfbyoldd0yu00a19i4e76tnl","Responsible investing","responsible-investing",[],{"id":597,"title":598,"url":599,"icon":8,"childItems":600,"isMainPage":8},"clx8e8aegcosr072rlil04l4w","Our team","our-team",[],{"id":602,"title":603,"url":604,"icon":8,"childItems":605,"isMainPage":8},"cm5px0b5eh1rw072lns4dykhv","Our charity partners","charity-partners",[],{"id":607,"title":451,"url":608,"icon":8,"childItems":609,"isMainPage":8},"clemb8teg1chy0b2wpld6guhv","kiwisaver",[610,615,619,624,629,634,639,644,649,654,659,664],{"id":611,"title":612,"url":613,"icon":8,"childItems":614,"isMainPage":207},"cm82f7h8k535j072moli9nwyh","Join\u002F switch online","kiwisaver\u002Fjoin\u002F",[],{"id":616,"title":617,"url":608,"icon":8,"childItems":618,"isMainPage":12},"clg1lx9kd3rw80c1aek5qqi2b","Our KiwiSaver Funds",[],{"id":620,"title":621,"url":622,"icon":8,"childItems":623,"isMainPage":8},"clembi3mu1dxc0a2u198phj6x","Fund performance","kiwisaver\u002Fperformance",[],{"id":625,"title":626,"url":627,"icon":8,"childItems":628,"isMainPage":8},"clembi3mu1dxb0a2ub6eycsky","Fees","kiwisaver\u002Ffees",[],{"id":630,"title":631,"url":632,"icon":8,"childItems":633,"isMainPage":8},"clembi3mu1dxa0a2uc27hzorg","Fund updates","kiwisaver\u002Ffund-updates",[],{"id":635,"title":636,"url":637,"icon":8,"childItems":638,"isMainPage":8},"clembi3mt1dx80a2ud9nueeqq","Tools and calculators","kiwisaver\u002Ftools-and-calculators",[],{"id":640,"title":641,"url":642,"icon":8,"childItems":643,"isMainPage":8},"clembi3mt1dx70a2u9bmjfcsj","How KiwiSaver works","kiwisaver\u002Fhow-kiwisaver-works",[],{"id":645,"title":646,"url":647,"icon":8,"childItems":648,"isMainPage":8},"clembi3mt1dx60a2uylfgbjdv","Government contributions","kiwisaver\u002Fgovernment-contributions",[],{"id":650,"title":651,"url":652,"icon":8,"childItems":653,"isMainPage":8},"clglr6y2m16680b2nuuppgf3w","First home withdrawals","kiwisaver\u002Ffirst-home-withdrawals",[],{"id":655,"title":656,"url":657,"icon":8,"childItems":658,"isMainPage":8},"cm4tafy8sjb8w071e710v4pcj","Retirement","kiwisaver\u002Fretirement",[],{"id":660,"title":661,"url":662,"icon":8,"childItems":663,"isMainPage":8},"clm5f1vkmankm0b1fpxtmpvc9","Aussie Super transfers","kiwisaver\u002Faussie-super-transfers\u002F",[],{"id":665,"title":666,"url":667,"icon":8,"childItems":668,"isMainPage":8},"cmfbw70o7iaq9072vojamrxsv","FAQ","frequently-asked-questions\u002F",[],{"id":670,"title":483,"url":671,"icon":8,"childItems":672,"isMainPage":8},"clemb8teh1ci00b2wd9su1thz","managed-funds",[673,678,682,687,692,697,702],{"id":674,"title":675,"url":676,"icon":8,"childItems":677,"isMainPage":207},"cm8fd2hx6jztc082oztqfq3do","Apply for a Managed Fund","managed-funds\u002Fjoin\u002F",[],{"id":679,"title":680,"url":671,"icon":8,"childItems":681,"isMainPage":12},"clembmavu1ero0a2szim1o7cf","Our Managed Funds",[],{"id":683,"title":684,"url":685,"icon":8,"childItems":686,"isMainPage":8},"clembmavu1ern0a2sn6imc4xx","Managed Funds performance","managed-funds\u002Fperformance",[],{"id":688,"title":689,"url":690,"icon":8,"childItems":691,"isMainPage":8},"clembmavu1erm0a2sitpsfk2e","Managed Funds fees","managed-funds\u002Ffees",[],{"id":693,"title":694,"url":695,"icon":8,"childItems":696,"isMainPage":8},"clembmavu1erl0a2sbooc3idb","Managed Funds fund updates","managed-funds\u002Ffund-updates",[],{"id":698,"title":699,"url":700,"icon":8,"childItems":701,"isMainPage":8},"clembmavu1erk0a2slh99fj1d","How Managed Funds work","managed-funds\u002Fhow-managed-funds-works",[],{"id":703,"title":666,"url":704,"icon":8,"childItems":705,"isMainPage":8},"cmfbw70o7iaqa072vhsk8omhv","frequently-asked-questions\u002Fmanaged-funds\u002F",[],{"id":707,"title":708,"url":709,"icon":8,"childItems":710,"isMainPage":8},"clemb8tej1ci20b2wvf0mfdhz","Resources","resources",[711,716,721,726,731],{"id":712,"title":713,"url":714,"icon":8,"childItems":715,"isMainPage":8},"clembokc61ewq0b2qop7fffbb","News and articles","news-and-guides",[],{"id":717,"title":718,"url":719,"icon":8,"childItems":720,"isMainPage":8},"clembokc61ewp0b2qv3hrbacq","Frequently asked questions","frequently-asked-questions",[],{"id":722,"title":723,"url":724,"icon":8,"childItems":725,"isMainPage":8},"clembokc61ewo0b2qxzrlwupt","Documents and forms","documents-and-forms",[],{"id":727,"title":728,"url":729,"icon":8,"childItems":730,"isMainPage":8},"clm46djc76q8x0b1fki8ccg2p","Generate App","generate-app",[],{"id":732,"title":733,"url":637,"icon":8,"childItems":734,"isMainPage":12},"cll1neak15t0f0b2q57617uh5","KiwiSaver tools and calculators",[],{"id":736,"title":737,"url":738,"icon":8,"childItems":739,"isMainPage":8},"cmhs4ami8o9x7072n4cjggdg2","Advice","advice",[740],{"id":741,"title":742,"url":743,"icon":8,"childItems":744,"isMainPage":8},"cmhs4ami8o9x8072nqophzz0z","KiwiSaver Advice","kiwisaver-advice",[],{"id":746,"title":747,"url":748,"icon":8,"childItems":749,"isMainPage":8},"clemb8tek1ci40b2wlf2rb8xq","Contact Us","contact",[],[751,755],{"url":752,"urlKey":8,"targetWindow":753,"buttonText":754,"analyticsEventName":8,"alternateButtonText":8,"tooltip":8,"isExternalLink":207,"buttonStyle":8,"auditable":8,"auditCaption":8},"https:\u002F\u002Fapigenerate.mmcnz.co.nz\u002FUser\u002FLogOn?ReturnUrl=%2Fconnect%2Fauthorize%3Fresponse_type%3Dcode%26client_id%3DGENMF_Investor_Portal_2020_12%26redirect_uri%3Dhttps%253A%252F%252Fwww.generatewealth.co.nz%252Ftoken%252Frequest","SameWindow","Login",{"url":756,"urlKey":8,"targetWindow":753,"buttonText":757,"analyticsEventName":8,"alternateButtonText":8,"tooltip":8,"isExternalLink":207,"buttonStyle":8,"auditable":8,"auditCaption":8},"\u002Fkiwisaver\u002Fjoin\u002F","Join","https:\u002F\u002Fauth.generatewealth.co.nz\u002F","https:\u002F\u002Fgenerate.my.site.com","kiwisaver\u002Fjoin",[762],{"id":763,"logo":764,"subscribeDescription":8,"navigationItems":769,"footnote":897,"contentSections":928,"subscribeTile":8},"clf7nloeu3lom0a2rknfppkyg",{"id":765,"url":766,"fileName":767,"description":8,"altText":8,"width":768,"height":768,"type":8},"clf7nipk63k800a2nliip09df","https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002FbceNVgJ2TN230K5c7XVQ","generate_svg_logo_white.svg",0,[770,788,808,847,866],{"id":771,"title":772,"url":8,"icon":8,"childItems":773,"isMainPage":8},"clf7nlofv3lon0a2rzvgzko11","Explore",[774,778,781,785],{"id":775,"title":776,"url":608,"icon":8,"childItems":777,"isMainPage":8},"clf7nlofv3loo0a2rho8vo10p","KiwiSaver Scheme",[],{"id":779,"title":483,"url":671,"icon":8,"childItems":780,"isMainPage":8},"clf7nlofv3lop0a2rmiorjc8o",[],{"id":782,"title":783,"url":714,"icon":8,"childItems":784,"isMainPage":8},"clf7nlofv3loq0a2rqtnp8zhx","News and guides",[],{"id":786,"title":636,"url":637,"icon":8,"childItems":787,"isMainPage":8},"clf7nlofv3lor0a2rtf04j8ze",[],{"id":789,"title":790,"url":8,"icon":8,"childItems":791,"isMainPage":8},"clf7nneee3lqz0a2rez7u4sbr","About",[792,795,798,803],{"id":793,"title":580,"url":581,"icon":8,"childItems":794,"isMainPage":8},"clf7o3hfo3l6l0b2ukm9xjskr",[],{"id":796,"title":593,"url":594,"icon":8,"childItems":797,"isMainPage":8},"clf7o3hfn3l6k0b2urbmf8ikm",[],{"id":799,"title":800,"url":801,"icon":8,"childItems":802,"isMainPage":12},"clweh5dprb6ls072rjftyb9ik","Careers","https:\u002F\u002Fjobs.employmenthero.com\u002Forganisations\u002F9ei3s6lxz9",[],{"id":804,"title":805,"url":806,"icon":8,"childItems":807,"isMainPage":8},"clx2yhp2dvybv081jb59pllca","Partner with Generate","partner-with-generate",[],{"id":809,"title":810,"url":8,"icon":8,"childItems":811,"isMainPage":8},"clf7nneed3lqx0a2rjvmxr8dc","Legal",[812,817,822,827,832,837,842],{"id":813,"title":814,"url":815,"icon":8,"childItems":816,"isMainPage":8},"clfby1o1b0xi70b1a5t6q9mpp","Advertising disclosures","advertising-disclosures",[],{"id":818,"title":819,"url":820,"icon":8,"childItems":821,"isMainPage":8},"clfby1o1b0xi60b1azv8g9gzb","Privacy Statement","privacy-statement",[],{"id":823,"title":824,"url":825,"icon":8,"childItems":826,"isMainPage":8},"clfby1o1b0xi50b1av8iz6f4u","Prize draw terms and conditions","file\u002Fdoc\u002Fprizedraw",[],{"id":828,"title":829,"url":830,"icon":8,"childItems":831,"isMainPage":8},"clfby1o1b0xi40b1a6f8i7mxm","Financial Advice Provider (FAP) disclosure","file\u002Fdoc\u002Fgenerate-fap-disclosure-statement",[],{"id":833,"title":834,"url":835,"icon":8,"childItems":836,"isMainPage":8},"clfby1o1b0xi30b1aq99qd2xs","KiwiSaver Product Disclosure Statement (PDS)","file\u002Fdoc\u002Fkiwisaver-pds",[],{"id":838,"title":839,"url":840,"icon":8,"childItems":841,"isMainPage":8},"clfby1o1a0xi20b1a4iizwtl3","Managed Funds Product Disclosure Statement (PDS)","file\u002Fdoc\u002Fmanaged-funds-pds",[],{"id":843,"title":844,"url":845,"icon":8,"childItems":846,"isMainPage":8},"cmlq0h19gkrrs072uz1dmswwz","Generate Chat – terms of service","generate-chat-terms-of-service",[],{"id":848,"title":849,"url":8,"icon":8,"childItems":850,"isMainPage":8},"clf7nneeb3lqv0a2rn8a0zkuj","Help",[851,854,857,861],{"id":852,"title":718,"url":719,"icon":8,"childItems":853,"isMainPage":8},"clfby2qup0ylw0b2w6vle9oii",[],{"id":855,"title":723,"url":724,"icon":8,"childItems":856,"isMainPage":8},"clfby2qup0ylv0b2wmpgykfs8",[],{"id":858,"title":859,"url":748,"icon":8,"childItems":860,"isMainPage":8},"clfby2qup0ylu0b2wc2ayxz3i","Contact us",[],{"id":862,"title":863,"url":864,"icon":8,"childItems":865,"isMainPage":8},"clfby2quo0ylt0b2w5nvvm2xm","Complaints","complaints",[],{"id":867,"title":868,"url":8,"icon":8,"childItems":869,"isMainPage":8},"clf7nnee93lqt0a2rnoe0aedt","Follow us at",[870,879,888],{"id":871,"title":872,"url":873,"icon":874,"childItems":878,"isMainPage":8},"clfbybz070h2i0b2s3wmadqu8","Facebook","https:\u002F\u002Fwww.facebook.com\u002Fgeneratekiwisaver\u002F",{"url":875,"altText":8,"size":876,"fileName":877,"title":8,"mimeType":576,"imageQuality":8},"https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002FX25vCvyATAS86eyNK3CE",612,"facebook.svg",[],{"id":880,"title":881,"url":882,"icon":883,"childItems":887,"isMainPage":8},"clfbybz070h2h0b2st7ldzf73","LinkedIn","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fgenerate-kiwisaver-scheme",{"url":884,"altText":8,"size":885,"fileName":886,"title":8,"mimeType":576,"imageQuality":8},"https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002F092bJiuShO9r6Ga8yXnf",1120,"linkedin.svg",[],{"id":889,"title":890,"url":891,"icon":892,"childItems":896,"isMainPage":8},"clfbybz070h2g0b2sd3vkkwr9","Instagram","https:\u002F\u002Fwww.instagram.com\u002Fgeneratekiwisaver\u002F",{"url":893,"altText":8,"size":894,"fileName":895,"title":8,"mimeType":576,"imageQuality":8},"https:\u002F\u002Fap-southeast-2.graphassets.com\u002FAKCbhBjCsTzKiieKkNfvxz\u002FkRcg2sZuQl2bvVEhnhad",3449,"instagram.svg",[],{"raw":898,"json":915},{"children":899},[900],{"type":37,"children":901},[902,904,907,909,913],{"text":903},"Download a copy of the ",{"href":539,"type":457,"title":540,"children":905,"openInNewTab":207},[906],{"text":540},{"text":908}," and ",{"href":910,"type":457,"title":549,"children":911,"openInNewTab":207},"\u002Ffile\u002Fdoc\u002Fmanaged-funds-pds",[912],{"text":549},{"text":914},". The issuer is Generate Investment Management Ltd.",{"children":916},[917],{"type":37,"children":918},[919,920,923,924,927],{"text":903},{"href":539,"type":457,"title":540,"children":921,"openInNewTab":207},[922],{"text":540},{"text":908},{"href":910,"type":457,"title":549,"children":925,"openInNewTab":207},[926],{"text":549},{"text":914},[]]